Smart routing for seamless payment operations.

Are You Being Held Back by Your Transaction Success Rate? 

With Celeris’ Smart Routing & Cascading Payments, you can increase approvals, cut expenses, and provide a smooth payment experience. Make every transaction accepted to boost success rates and improve customer satisfaction.

One Integration . more opportunities . One Integration . more opportunities .

Boosting revenue and efficiency effortlessly!

Here are some of the results our customers have achieved thanks to Smart Routing and Cascading. So can you!

Cost
optimisation

Saving tens of thousands of euros on transaction routing and acquisition costs.

Vendor
Switching

Automated retries and failover yield a minimum 15% transaction savings.

Integration
Capabilities

Seamless and on-demand integration with acquirers, e-commerce websites, mobile apps, and backend systems

Maximised
Conversion

Increase conversion rates up to 15% with routing.

Risk
Protection

Fraud prevention and risk mitigation up to 20%.

Dedicated Support
and Training

Comprehensive support services, including technical assistance, training sessions, documentation, and knowledge bases

Transaction Routing

Take complete control by enabling unique rules to route payments to the best acquirers using Intelligent Routing. Incorporate factors such as the cardholders region, IP address, billing address, card type, BIN range, transaction amount, and payment mechanism to route transactions. Always make smarter, quicker, and more successful payments with smart routing payments.

Transaction Routing Features

Intelligent processing provides the adaptability required to effectively manage repetitive operations and support a range of business models. Whether it’s smart routing and cascading payments or payment routing, our system ensures optimal performance.

Optimising Routing Intelligently

Every transaction is intelligently routed through the most economical and efficient pathway by our system, which maximises success rates and minimises processing fees—all tailored to your company’s needs. This is the essence of smart payments routing.

Customisable Routing Rules

To enable better, quicker, and more economical processing that is suited to your unique business requirements, create custom rules to route transactions based on criteria like cost, region, or payment type. This is what smart routing payment gateway is all about.

Balancing Load on Multiple Platforms

By intelligently allocating payment traffic across different acquirers according to volumes and acceptance criteria, this functionality guarantees quicker processing, no downtime, and a seamless, simple checkout procedure for your clients. This is a key feature of what is smart routing.

Monitoring of the Platform in Real Time

Through an intuitive dashboard, keep an eye on payment performance in real time, proactively spot acceptance challenges, and guarantee seamless transaction processing.

Support for Multiple Currencies

By taking payments in the currencies that your clients choose, you reach a wider audience worldwide. You can improve the shopping experience, boost conversions, and streamline cross-border transactions with multi-currency support.

Failover Routing

Use failover routing to guarantee continuous payment processing. A transaction’s automatic redirection to a different processor in the event of failure minimises interruptions and boosts approval rates for a great customer experience.

Transaction Routing Features

Intelligent processing provides the adaptability required to effectively manage repetitive operations and support a range of business models. Whether it’s smart routing and cascading payments or payment routing, our system ensures optimal performance.

Balancing Load on Multiple Platforms

By intelligently allocating payment traffic across different acquirers according to volumes and acceptance criteria, this functionality guarantees quicker processing, no downtime, and a seamless, simple checkout procedure for your clients. This is a key feature of what is smart routing.

Optimising Routing Intelligently

Every transaction is intelligently routed through the most economical and efficient pathway by our system, which maximises success rates and minimises processing fees—all tailored to your company’s needs. This is the essence of smart payments routing.

Customizable Routing Rules

To enable better, quicker, and more economical processing that is suited to your unique business requirements, create custom rules to route transactions based on criteria like cost, region, or payment type. This is what smart routing payment gateway is all about.

  • Processing
  • Automatic

Monitoring of the Platform in Real Time

Through an intuitive dashboard, keep an eye on payment performance in real time, proactively spot acceptance challenges, and guarantee seamless transaction processing.

  • Processing
  • Automatic

Support for Multiple Currencies

By taking payments in the currencies that your clients choose, you reach a wider audience worldwide. You can improve the shopping experience, boost conversions, and streamline cross-border transactions with multi-currency support.

Failover Routing

Use failover routing to guarantee continuous payment processing. A transaction’s automatic redirection to a different processor in the event of failure minimises interruptions and boosts approval rates for a great customer experience.

Cascading & Auto-Retries

In order to increase approval rates and decrease payment declines, cascading payments and retries automatically reroute unsuccessful transactions to alternate routes.

Cascading Failures and Auto-Retries

Particularly during periods of high transaction volume, cascading failures and auto-retries are essential for preserving transaction integrity, guaranteeing system stability, and reducing downtime.

  • Isolating failures

  • Priority Queues for Retries

  • Tiered retry logic

  • Dynamic routing

...

Instant Retry

A clever, real-time solution called Transaction Instant Retry is made to instantly reprocess unsuccessful payments. It guarantees that transactions are completed without the need for manual intervention, minimises interruptions, and improves user experience.

...

Cascading

When an original transaction is not successful, rules can be deployed to automatically re-attempt that transaction via another processor, transaction cascading improves acceptance and performance ensuing optimised customer experience.

...

Pay type retry

Use a different payment method (such as digital wallets or PayPal). When a customer's first payment method fails, providing them with alternative payment method options can greatly increase approval rates.

what is 3DS2

3DS2 is the way to comply with the SCA regulations. This requires merchants to build additional authentication into their payment flow,
using two out of the following three authentication elements.

passcodes

Something only the user knows .

gadgets

Something only the user knows .

biometrics

Something only the user knows .

How Flex 3DS Works

Flex 3DS is a payments authentication solution that is implemented on a gateway level. Transactions are checked, taken into account exemptions, while supporting both traditional 3DS1 and 3DS2 versions

Compliance does not have to come at the cost of a seamless payment experience!.

  • Cuts expenses by circumventing 3DS acquirer fees & regular transaction fees for declined transactions.

    Provides a frictionless checkout experience for customers.


  • Increases success rates while lowering the risk of fraud.

    Ensures PSD2 compliance with a smooth 3DS2 flow.

Smart payment routing

Our system not only increases conversion rates but also helps lower commission costs. We tailor our payment distribution to fit your business needs by considering factors such as region, currency, methods, etc. Our routing configurations take into account over 30 criteria to ensure optimal efficiency.

One Integration . more opportunities . One Integration . more opportunities .

Extra features for specific business needs

Advanced Split Payments

...

Allow companies to instantly and transparently share revenue by distributing a single payment among several stakeholders, including partners, affiliates, and suppliers.

Custom Fraud Rules

...

Enhance security, lower false declines, and improve customer experience by customising fraud detection criteria according to transaction patterns, location, and consumer behaviour.

One-Click Checkout

...

Reduce cart abandonment and improve the shopping experience for loyal customers by streamlining the checkout process with one-click payments, which increase conversion rates.

Instant Merchant Payouts

...

Improve cash flow for businesses who require quick liquidity or have significant transaction volumes by enabling instant payouts, which let them access their funds right away following a transaction.

Subscription Management Dashboard

...

Make recurring payments easier with an easy-to-use dashboard that lets you manage upgrades or downgrades, track renewals, and easily handle cancellations.

Payment Routing: What It Is and
Why It’s Important

Payment Routing: What It Is and Why It’s Important

What our customers
and partners say:

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Testimonial
...
Video

Our collaboration with Celeris underscores our dedication to enriching businesses' online payment capabilities. Through this partnership, we aim to equip our merchants with the means to refine processes, encompass fraud management and contribute to their sustained growth.

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Luca Bizzotto
CEO of Alto Global Processing

Celeris' gateway solutions are an excellent addition to our merchant services offerings. "We pride ourselves on providing exceptional payment solutions and services to our clients, and the Celeris platform as part of our offering will help us.

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Rabia Ebrahim
Chief Operations Officer at Truevo

We are delighted to partner with Celeris and incorporate our solution into the orchestration platform’s ecosystem. This collaboration is about empowering businesses to address the French and European markets efficiently by providing a seamless localised payment experience.

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Antoine Grimaud
CEO of Payplug

Our fully network-certified and proven products secure transactions worldwide. We increase that footprint and ensure together with Celeris that merchants can generate more approved transactions complementing their modern and modular platform.

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Benoit Ouinas
Senior Business Development Executive and Location Director France at Netcetera

Partnering with Celeris, whose state-of-the-art product and innovative DNA align with ours, ensures top-notch conversion-boosting features and insightful payment performance analytics for our merchants.

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Darius Kulikauskas
Darius Kulikauskas CEO at Pervesk | Partner at Bankera

What our customers and partners say:

....
Testimonial
...
Video

Explore More Of Our features

Payment Orchestration by definition have many features to create the perfect payments symphony. Check out a few of the features here:

Automated Reconcilation

Makes sure the merchant gets every penny settled.

In-depth reporting

Transforms data into wisdom, actionable insights, and strategic decisions.

Subscription Management

Optimise subscriptions, billing, and renewals for smooth service and happy customers.

Build your business with Celeris

Frequently Asked Questions

How does your gateway handle transaction routing?

Our gateway uses intelligent routing algorithms to direct transactions through multiple acquirers or banks, optimising for factors such as cost, approval rates, and geographic considerations.

Can I customise the routing rules based on my business needs?

Yes, our gateway allows you to customize routing rules. You can set preferences based on factors like transaction volume, currency, specific acquirer performance, and fallback options.

What happens if a transaction is declined by the first acquirer?
If a transaction is declined by the primary acquirer, our gateway automatically routes it to a secondary acquirer or alternative payment method, maximizing the chances of approval.
How transparent is the routing process? Can I track and analyse transaction routing performance?
Our gateway provides detailed reporting and analytics on transaction routing. You can monitor each transaction’s path, success rates by acquirer, and make data-driven decisions to optimise your payment processing strategy.

What is Smart Routing in Payment Processing?

It uses an intelligent algorithm to direct the transactions to the acquirer which has a better chance of approval and has lower fees. Some factors that can influence are region, card type, and success rates.

How Can I Optimise Payment Transactions for Different Regions?

By using the custom routing rules, you can choose the prior acquirer or payment methods that work better in specific regions.

What Should I Do If My Payment Gateway Experiences Downtime?

Use failover routing to automatically reroute transactions to backup processors. The payment will continue and will reduce the impact of an interruption.

Can I Track Success Rates for Different Payment Methods?

Yes. Celeris offers a real-time monitoring dashboard that you can track and examine success rates for different payment methods.

How Does Cascading Payments Work in My Payment Gateway?

If a company has more than 1 acquirer, cascading payments can automatically reroute unsuccessful transactions to multiple processors, increasing approval rates.